Find finance companies who are members of the FLA
When taking out finance to buy or lease a car, it is vital that you consider all the options to ensure that you find the best one for you. Our interactive tool below signposts you to appropriate motor finance products listed on our Car Finance Products page here. By answering a few questions the tool can give you an idea of what is available to you. But we always recommend speaking to your local showroom to find out what deals they can offer. You can find your nearest SAF Approved dealership by using our Dealer Directory.
Personal Contract Purchase is the most popular car finance product due to its low monthly payments and options to hand back, part exchange or purchase the car at the end of the agreement. To find out more click here.
Personal Contract Hire is a low risk fixed cost form of motoring without any option to own the vehicle at the end of the agreement. To find out more click here.
Purchase products such as Personal Loan, Hire Purchase / Conditional Sale and Lease Purchase agreements could all be suitable products.
Personal Loan – a loan obtained directly from a lender which is used to pay for the vehicle outright. To find out more click here.
Hire Purchase / Conditional Sale – common motor finance products whereby the full cost of the vehicle is paid over a fixed term – usually 3-5 years. To find out more click here.
Lease Purchase – a less common finance product whereby lower monthly payments, structured like a lease agreement, are paid initially. At the end of the agreement a larger balloon payment is paid. To find out more click here.
Purchase products such as Personal Loan, Hire Purchase / Conditional Sale and Lease Purchase agreements could all be suitable products.
Personal Loan – a loan obtained directly from a lender which is used to pay for the vehicle outright. To find out more click here.
Hire Purchase / Conditional Sale – common motor finance products whereby the full cost of the vehicle is paid over a fixed term – usually 3-5 years. To find out more click here.
Lease Purchase – a less common finance product whereby lower monthly payments, structured like a lease agreement, are paid initially. At the end of the agreement a larger balloon payment is paid. To find out more click here.
Both Personal Contract Purchase and Personal Contract Hire provide low monthly cost forms of using a vehicle without any commitment to own the car.
Personal Contract Purchase - the most popular car finance product due to its low monthly payments and options to hand back, part exchange or purchase the car at the end of the agreement. To find out more click here.
Personal Contract Hire - a low risk fixed cost form of motoring without any option to own the vehicle at the end of the agreement. To find out more click here.
These products lead to ownership of the vehicle at the end of the agreement.
Hire Purchase / Conditional Sale – common motor finance products whereby the full cost of the vehicle is paid over a fixed term – usually 3-5 years. To find out more click here.
Lease Purchase – a less common finance product whereby lower monthly payments, structured like a lease agreement, are paid initially. At the end of the agreement a larger balloon payment is paid. To find out more click here.
Business Contract Purchase - A popular business finance agreement due to its low monthly payments and options to hand back, part exchange or purchase the car at the end of the agreement. BCP is the business version of Personal Contract Purchase. To find out more click here.
Finance Lease is a flexible leasing product that gives businesses the option to sell the vehicle at the end of the agreement and keep a large percentage of the proceeds, or arrange an extension to the lease. To find out more click here.
Contract Hire is a low risk fixed cost form of motoring without any option to own the vehicle at the end of the agreement. To find out more click here.