Other products

In addition to car finance, finance companies also offer a range of products to help protect you against the unexpected, such as accidents, sickness or redundancy. Click on each option to find out more.

  • Guaranteed Asset Protection (GAP)

    If your car is written off through accident, fire or theft your insurance company will pay the current market value of your car (provided you are comprehensively insured). The insurance company will not pay for any outstanding finance. GAP is designed to cover this possible shortfall.

     

  • Used Car Warranty

    All new cars come with a minimum three-year warranty which is transferable to new owners. However, you may want to extend this warranty or take out additional mechanical or breakdown insurance on older cars.

     

  • Payment Protection Insurance (PPI)

    It is important you think about how you are going to continue paying your motor finance if you fall ill or lose your job, or how your estate will pay for it if you die. Payment Protection Insurance covers these eventualities, ensuring you have peace of mind.

     

  • Vehicle Replacement Cover

    If your car is written off through accident, fire or theft your insurance company will pay the current market value of your car (provided you are comprehensively insured). This additional cover will pay the extra amount needed to replace your car on a like-for-like basis.

     

  • Return to Invoice Insurance (RTI)

    If your car is written off through accident, fire or theft your insurance company will pay the current (depreciated) market value of your car (provided you are comprehensively insured). In the event of a complete vehicle loss, the additional cover provided by Return to Invoice (RTI) insurance will ensure you are compensated the difference between the market value of the vehicle and the full purchase value (amount stated on your vehicle invoice).