Where to get motor finance
You should consider all of the options available to you and seek advice before taking out motor finance. This will ensure that your finance agreement suits your personal circumstances and the type of car you are buying.
Staff at car dealerships will have received expert trained on specialist car finance products and will be able to advise you on the key features and benefits of different finance plans. For example, you may wish to lease/rent your next car rather than buying it outright. Dealership staff will be able to advise you accordingly. Our Finance Decider will also help.
Motor finance agreements are provided by specialist finance companies, who may be a member of the FLA. There is a directory of FLA members, as well as information on the protection provided to car finance customers in Consumer Protection.
The car dealership providing finance may also be ‘Approved’ under the FLA’s Specialist Automotive Finance (SAF) initiative. SAF Approved dealers have voluntarily raised the professional standards and knowledge of staff involved in the sale of finance and for the benefit of customers. Look out for the SAF Approved logo in your local dealership.
Other advantages of arranging finance at the dealership include:
 | quick and simple to organise, often while you wait |
| wide range of products with flexible deposits and repayments |
| fixed interest rates |
| access to special promotions, such as 0% finance or cashbacks |
You can also apply for motor finance from banks, building societies and other direct finance providers.
Find out more about all the types of finance available in Finance Options.
